Financially Speaking

Bitcoin has been declared dead more than 460 times — and this week's crash from its October all-time high of $126,000 to a low of $60,000 had the obituary writers sharpening their pens again. In this episode, Dr. Tonya M. Evans breaks down what actually happened, why it happened, and why understanding Bitcoin's four-year halving cycle is the difference between panic and preparation. She unpacks the global forces behind this selloff — from the Kevin Warsh Fed nomination to U.S./Iran tensions to billions in cascading liquidations — and explains why this crash isn't really about Bitcoin at all. If you've been rattled by the headlines or tempted to sell everything, this is the episode that puts the noise in context and gives you the knowledge to navigate what comes next.
 
Visit Dr. Evans' website at: www.ProfTonyaEvans.com
Follow her socials: @IPProfEvans
To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/
 
Strategic Advisor | Digital Assets & Regulatory Policy
Advantage Evans, LLC
 
📖 Author: Digital Money Demystified | Electing Crypto
🎙️ Host: Confidently Crypto on SiriusXM
🔗 Connect: ProfTonyaEvans.com
📬 Subscribe: FinTech News & Trends Report

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“Buy now! Sell now! Decide now!”
We hear it everywhere, but "now" isn’t always the answer. Sometimes the most powerful move you can make is to pause.
In today’s episode, “Here’s an Important Reminder—Not Everything Needs to Be Decided Right Now,” Jacquette shares how her three guiding and grounding words for the year — reimagine, rebuild, experiment — are helping her resist what she calls “The January Effect,” that rush to make fast, definitive decisions. She reminds us that this perceived pressure doesn’t disappear after January; in money, business, and life, it’s constant. What matters is how you navigate it. One thoughtful decision at a time. One flexible step after another.
If you’ve been feeling the push to decide everything immediately, this episode offers the permission — and the perspective — to slow down and choose with intention.
Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth
For Clarity: Offer Portfolio Blueprint™ | Pricing Clarity for Entrepreneurs — Jacquette Timmons
www.jacquettetimmons.com
www.jacquettetimmons.com/digital-products
www.instagram.com/jacquettemtimmons
BuyMeACoffee.com/Jacquette

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Check out this #Throwback episode of Confidently Crypto from 1.5.26!! 
The CLARITY Act is advancing through the Senate. The GENIUS Act is law. The OCC just approved five major crypto firms for trust bank charters. The regulatory framework for digital assets is being built—and it needs professionals who understand both traditional finance and blockchain. In this episode, Dr. Tonya M. Evans breaks down the five highest-value reskilling opportunities for lawyers, accountants, compliance officers, and finance professionals ready to pivot into Web3 without starting over or learning to code.
After eight years navigating the intersection of law, policy, and Web3, Dr. Evans is sharing the 2026 secrets of her success to empower other legacy professionals ready to reskill and reimagine their careers. She's done the heavy lifting so you don't have to.  
 
Visit Dr. Evans' website at: www.ProfTonyaEvans.com
Follow her socials: @IPProfEvans
To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/
 
Strategic Advisor | Digital Assets & Regulatory Policy
Advantage Evans, LLC
 
📖 Author: Digital Money Demystified | Electing Crypto
🎙️ Host: Confidently Crypto on SiriusXM
🔗 Connect: ProfTonyaEvans.com
📬 Subscribe: FinTech News & Trends Report

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

January often arrives with pressure- the push to go bigger, better, faster. But what if that instinct is steering you in the wrong direction?
In today’s episode, “Here’s a Different Take on How to View January — It’s Not About Optimization,” host Jacquette invites you to rethink the start of the year entirely. Instead of rushing to optimize, she explores why slowing down, reimagining, and choosing with intention can set you up for a more grounded and sustainable year. Because when you lead with an optimization mindset, it’s easy to slip into overcommitment before you even realize it.
This conversation is a reminder that perfection isn’t the path to your goals — financial or otherwise. Experimentation and openness are. When you allow for multiple outcomes, you stop defining success as a single, rigid result. So, give yourself permission to experiment. To trade certainty for honesty, and answers for awareness. Neither approach is “better,” but this episode offers you the freedom to explore what truly works for you.
Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth
For Clarity: Offer Portfolio Blueprint™ | Pricing Clarity for Entrepreneurs — Jacquette Timmons
www.jacquettetimmons.com
www.jacquettetimmons.com/digital-products
www.instagram.com/jacquettemtimmons
BuyMeACoffee.com/Jacquette

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In this episode, Dr. Tonya M. Evans explores the intersection of financial freedom and social justice, focusing on recent events in Minneapolis where American citizens were killed by federal agents. She stresses the need to align the principles of decentralization and financial autonomy with broader societal values, questioning the crypto industry's alignment with centralized political agendas. Dr. Evans urges listeners to use their voices for accountability and to protect essential freedoms, drawing parallels between the crypto movement and the fight for civil liberties.
 
Visit Dr. Evans' website at: www.ProfTonyaEvans.com
Follow her socials: @IPProfEvans
To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/
 
Strategic Advisor | Digital Assets & Regulatory Policy
Advantage Evans, LLC
 
📖 Author: Digital Money Demystified | Electing Crypto
🎙️ Host: Confidently Crypto on SiriusXM
🔗 Connect: ProfTonyaEvans.com
📬 Subscribe: FinTech News & Trends Report

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.